TERMS OF USE

Money Conscious Mommy Terms and Conditions of Use

Effective as of 8/2018

Welcome to the Money Conscious Mommy Terms of Use agreement. For purposes of this agreement, “Site” refers to the Company’s website, which can be accessed at www.moneyconsciousmommy.com The terms “we,” “us,” and “our” refer to the Company. “You” refers to you, as a user of our Site.

The following Terms of Use apply when you view or use the Site www.moneyconsciousmommy.com

By accessing or using the Site, you signify your agreement to these Terms of Use. If you do not agree to be bound by these Terms of Use in their entirety, you may not access or use the Site.  

PRIVACY POLICY

The Company respects the privacy of its Site users. Your information is private. We will never share your information with any third parties without your consent.  
This site contains cookies. Cookies are used to collect information solely for the purposes of analyzing this website’s performance of its contents, including the use of Google Analytics. You may disable use of cookies at any time in your browser’s settings.
When you access or use the Site, you signify your agreement to the Privacy Policy, including the collection and use of information as well as the Terms of Use.

USER CONSENT TO RECEIVE COMMUNICATIONS IN ELECTRONIC FORM (EMAIL SUBSCRIPTION)

If you provide your email address on this website, this signifies your consent to receive communications from us in an electronic form via the email address provided.  We will add your email address to our mailing list for you to receive periodic messages through your email service provider.  Periodic emails are sent each Friday to update you of new blog posts, special offers, and other exclusive content! We will not send any spam or arbitrarily enroll you to receive emails for any other mailing list. In the event you decide you want to stop receiving messages regarding the Site or special offers, you may opt out at any time by using the “Unsubscribe” link in the message or by sending an email using our Contact Form.  

ONLINE CONTENT DISCLAIMER

This Site is a personal blog and contents are for informational purposes only.  Any opinions, advice, statements, offers, or other information or content made through the Site are those of the respective author and are not influenced by affiliation with any organization, company, or brand. Any information taken from this website is at the sole discretion of the reader.  Under no circumstances will we be responsible for any loss or damage resulting from anyone’s reliance on information or other content posted on the Site.
  

LINKS TO OTHER SITES AND/OR MATERIALS

The Site may contain links to third-party web sites or services that are not owned or controlled by us. These links are provided as a courtesy to you and we have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third party web sites or services. Each Third Party Site has their own policies.  We do not investigate, monitor or check for accuracy, the appropriateness, or completeness of information found on Third Party Sites accessed through this Site. We are not are not responsible for any content, accuracy, offensiveness, opinions, reliability, privacy practices or other policies of or contained in the Third Party Sites or Content. Inclusion of, linking to or permitting the use of any Third Party Site or Content does not imply our approval or endorsement. If you decide to leave the Site and access the Third Party Sites or Content, you do so at your own risk and you should be aware that our terms and policies, including these Terms of Use, no longer govern. You should review the applicable terms and policies, including privacy and data gathering practices, of any Third Party Site to which you navigate from the Site or relating to any applications you use or install from the Third Party Site. You further acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

For visitors living in the European Union: This website does not envisage offering goods or services to individuals living in the European Union as detailed in the General Data Protection Regulation. The content presented and associated with this Site is intended for individuals that reside in the United States and is for informational purposes only.

AFFILIATE LINKS

GENERAL AFFILIATE LINK POLICY

Affiliate links and coupon codes are used to help maintain and provide monetary support for this Site. For simplicity, assume that any link found on the Site is an affiliate link and that the author of this website will receive a commission if you make a purchase though these links. In most cases, the price of the item will remain the same for the reader, unless otherwise indicated (i.e. coupon codes may give a discounted price of an individual item or off the total sale offered by a brand resulting in price that is LESS for you).


AFFILIATE LINKS

Many, but not all links on this website are affiliate links.  When a post reflects a disclosure indicating an affiliate link is present, this means a special tracking code has been included by the author of this blog which is used to record sales made with the use of this link.  If you click any affiliate link and make a purchase, we may earn a commission on the sale of the item(s), but this does not affect the retail price of the item you pay as a consumer.  The price of the item(s) will not be increased for you in any way, whether an affiliate link is used or not.

Money Conscious Mommy is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon and affiliated sites. 

COUPON CODE AFFILIATE LINKS

We may also use an affiliate link to provide a coupon code for a particular item or brand. This affiliate link uses a special tracking code that records sales made with the use of this link. In these cases, the author of this blog may earn a commission, however, this does not affect the retail price of the item(s) being purchased you pay as a consumer. The retail price may be LESS.

HANDLING PROBLEMS RELATED TO AFFILIATE LINK PURCHASES

Although we may promote specific affiliate links related to a product or brand on the Site, we do not guarantee for any reason that items purchased though our links are shipped in a timely manner, will arrive damaged free, or that you will like them. Purchases are made at your own risk and discretion.  Any complaints, issues, or concerns regarding any products purchased through a link found on this website must be directed to the company the products were purchased from.

GENERAL PRODUCT REVIEW DISCLOSURE

We only post affiliate links to products or brands that we personally use and believe will add value to you.  We will never promote a product or brand that we have not or do not use. All opinions found in articles or product reviews on the Site are our own and are our honest opinions regardless of sponsorship, referral links, and/or affiliation. Typically, business owners or brands will provide their products or services to us complimentary for our honest review, however, we will disclose to you if/when a review is sponsored by writing "c/o" next to the gifted product or by including a note at the end of a post.  On social media, this will be disclosed in the caption with the designation of "#ad" or "sponsored" as required by the FTC. 

COPYRIGHT COMPLAINTS AND COPYRIGHT AGENT

INTELLECTUAL PROPERTY

Country of origin: United States
We own any and all copyrights, trademarks, design rights and other intellectual property rights (registered and unregistered) related to the content and work produced on this Site. The content on this Site is our original work unless otherwise noted on the blog (other than the occasional stock photo we've received permission to use).  We dedicate a large amount of time and effort to curate both content and photos.  If content is being shared from others the appropriate credit will be noted. You must obtain written permission from us if you will be sharing any content from this blog. Please credit this blog and link directly back to the website.
Any user-generated content found on this website (i.e. through blog comments or social media posts) will be publicly available to other users. You own the rights to any content that you post (i.e. blog comments on this website or associated social media comments), but agree to give us a license so that this content can be shared on this website. The Company and Site exercise a zero tolerance policy and we reserve the right to remove any content that we determine to be unlawful, inappropriate, offensive, otherwise objectionable, reflects posting of someone else’s copy written material as their own, or that violates any party’s intellectual property/copy written material as their owner these Terms. Be respectful of others! If any user-generated content is found to be copyright infringement, we will respond to and comply with any DMCA Take Down Notices. We cannot be responsible or liable for other user’s actions on this Site.
You acknowledge and agree that we and our licensors retain ownership of all intellectual property rights of any kind related to the Site, including applicable copyrights, trademarks and other proprietary rights. Other product and company names that are mentioned on the Site may be trademarks of their respective owners. We reserve all rights that are not expressly granted to you under these Terms of Use.

DISCLAIMERS

WARRANTY DISCLAIMER

THE SERVICE, IS PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND. WITHOUT LIMITING THE FOREGOING, WE EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED OR STATUTORY, REGARDING THE SERVICE INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, SECURITY, ACCURACY AND NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, WE MAKE NO WARRANTY OR REPRESENTATION THAT ACCESS TO OR OPERATION OF THE SERVICE WILL BE UNINTERRUPTED OR ERROR FREE. YOU ASSUME FULL RESPONSIBILITY AND RISK OF LOSS RESULTING FROM YOUR DOWNLOADING AND/OR USE OF FILES, INFORMATION, CONTENT OR OTHER MATERIAL OBTAINED FROM THE SERVICE. SOME JURISDICTIONS LIMIT OR DO NOT PERMIT DISCLAIMERS OF WARRANTY, SO THIS PROVISION MAY NOT APPLY TO YOU.

LIMITATION OF DAMAGES; RELEASE

TO THE EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE SITE, THE SERVICE, ITS AFFILIATES, DIRECTORS, OR EMPLOYEES, OR ITS LICENSORS OR PARTNERS, BE LIABLE TO YOU FOR ANY LOSS OF PROFITS, USE,  OR DATA, OR FOR ANY INCIDENTAL, INDIRECT, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, HOWEVER ARISING, THAT RESULT FROM: (A) THE USE, DISCLOSURE, OR DISPLAY OF YOUR USER CONTENT; (B) YOUR USE OR INABILITY TO USE THE SERVICE; (C) THE SERVICE GENERALLY OR THE SOFTWARE OR SYSTEMS THAT MAKE THE SERVICE AVAILABLE; OR (D) ANY OTHER INTERACTIONS WITH USE OR WITH ANY OTHER USER OF THE SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE. SOME JURISDICTIONS LIMIT OR DO NOT PERMIT DISCLAIMERS OF LIABILITY, SO THIS PROVISION MAY NOT APPLY TO YOU.

If you have a dispute with one or more users, a restaurant or a merchant of a product or service that you review using the Service, you release us (and our officers, directors, agents, subsidiaries, joint ventures and employees) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with such disputes.

If you are a California resident using the Service, you may specifically waive California Civil Code §1542, which says: “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor.”


MODIFICATION OF TERMS OF USE

We can amend these Terms of Use at any time and will update these Terms of Use in the event of any such amendments. It is your sole responsibility to check the Site from time to time to view any such changes in this agreement. Your continued use of the Site signifies your agreement to our revisions to these Terms of Use. We will endeavor to notify you of material changes to the Terms by posting a notice on our homepage and/or sending an email to the email address you provided to us upon registration. For this additional reason, you should keep your contact and profile information current. Any changes to these Terms (other than as set forth in this paragraph) or waiver of our rights hereunder shall not be valid or effective except in a written agreement bearing the physical signature of one of our officers. No purported waiver or modification of this agreement on our part via telephonic or email communications shall be valid.

GENERAL TERMS

If any part of this Terms of Use agreement is held or found to be invalid or unenforceable, that portion of the agreement will be construed as to be consistent with applicable law while the remaining portions of the agreement will remain in full force and effect. Any failure on our part to enforce any provision of this agreement will not be considered a waiver of our right to enforce such provision. Our rights under this agreement survive any transfer or termination of this agreement.

You agree that any cause of action related to or arising out of your relationship with the Company must commence within ONE year after the cause of action accrues. Otherwise, such cause of action is permanently barred.

These Terms of Use and your use of the Site are governed by the federal laws of the United States of America and the laws of the State of California, without regard to conflict of law provisions.

We may assign or delegate these Terms of Service and/or our Privacy Policy, in whole or in part, to any person or entity at any time with or without your consent. You may not assign or delegate any rights or obligations under the Terms of Service or Privacy Policy without our prior written consent, and any unauthorized assignment or delegation by you is void.

YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF USE, UNDERSTAND THE TERMS OF USE, AND WILL BE BOUND BY THESE TERMS AND CONDITIONS. YOU FURTHER ACKNOWLEDGE THAT THESE TERMS OF USE TOGETHER WITH THE PRIVACY POLICY REPRESENT THE COMPLETE AND EXCLUSIVE STATEMENT OF THE AGREEMENT BETWEEN US AND THAT IT SUPERSEDES ANY PROPOSAL OR PRIOR AGREEMENT ORAL OR WRITTEN, AND ANY OTHER COMMUNICATIONS BETWEEN US RELATING TO THE SUBJECT MATTER OF THIS AGREEMENT.